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amended xsd by the ratecuroff with optional but max 1 times occurance
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xsd/conventions.xsd

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@@ -105,6 +105,7 @@
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<xs:element type="businessDayConvention" name="FixedPaymentConvention" minOccurs="0" maxOccurs="1"/>
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<xs:element type="dateRule" name="Rule" minOccurs="0" maxOccurs="1"/>
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<xs:element type="xs:string" name="PaymentCalendar" minOccurs="0" maxOccurs="1"/>
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<xs:element type="xs:integer" name="RateCutoff" minOccurs="0" maxOccurs="1"/>
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</xs:all>
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</xs:complexType>
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