diff --git a/.changeset/reference-fetch-meta.md b/.changeset/reference-fetch-meta.md
new file mode 100644
index 000000000..ec691fd00
--- /dev/null
+++ b/.changeset/reference-fetch-meta.md
@@ -0,0 +1,5 @@
+---
+"@solidjs/web": patch
+---
+
+A server function reference can declare its own client send with `withMeta(fn, { fetch: (address, init, next) => ... })`. The transport uses it for that function's requests, with the configured send (the app's `fetch`, or the global) as `next`, so an integration that answers some calls itself (a prerendered build's static artifacts) no longer competes with the app's `configureServerFunctionsClient({ fetch })`. Exported type `ServerFunctionsSend`.
diff --git a/packages/web/server-functions/src/client.ts b/packages/web/server-functions/src/client.ts
index ef0146513..7e9e54a33 100644
--- a/packages/web/server-functions/src/client.ts
+++ b/packages/web/server-functions/src/client.ts
@@ -150,6 +150,12 @@ export type PrepareRequestHook = (
   context: PrepareRequestContext
 ) => RequestInit | Promise<RequestInit>;
 
+/** How the transport sends a request: `fetch`'s shape, as the runtime calls it. */
+export type ServerFunctionsSend = (
+  address: string,
+  init: RequestInit
+) => Response | Promise<Response>;
+
 /** Options for `configureServerFunctionsClient`. */
 export interface ServerFunctionsClientConfig {
   /**
@@ -184,9 +190,10 @@ export interface ServerFunctionsClientConfig {
   codec?: JSONCodecOptions;
   /**
    * Sends every server-function request — retries, telemetry, a test
-   * double, or an app's own route. Always called as `(address, init)`, the
+   * double, or an app's own route. Called as `(address, init)`, the
    * address relative to the document as the global one receives it, so
-   * `parseServerFunctionActionUrl` reads the id back out for telemetry. `null`
+   * `parseServerFunctionActionUrl` reads the id back out for telemetry (a
+   * trailing third argument is the transport's own; ignore it). `null`
    * restores the global.
    *
    * ```ts
@@ -210,7 +217,7 @@ export interface ServerFunctionsClientConfig {
    * The wrapper replaces delivery for the requests the runtime chooses to
    * send; the call-to-request mapping itself is not contractual.
    */
-  fetch?: ((address: string, init: RequestInit) => Response | Promise<Response>) | null;
+  fetch?: ServerFunctionsSend | null;
   /**
    * Runs before every server-function fetch. Return (or mutate and return)
    * the RequestInit the transport will use; `context.meta` is the
@@ -656,8 +663,12 @@ async function createRequest(base, id, options, meta) {
   // The send, as observed: the `"request"` record leaves from here — the
   // final address and init, immediately before `fetch` receives them.
   if (IS_OBSERVE && observation) observation.request(base, init);
+  // A reference may declare its own send (`withMeta(fn, { fetch })`): it
+  // receives the app's as `next`, so the app's transport policy still
+  // applies to whatever it passes on. (The app's send ignores the extra
+  // argument, as `fetch` does.)
   const send = config.fetch || fetch;
-  return send(base, init);
+  return (meta.fetch || send)(base, init, send);
 }
 
 async function initializeResponse(base, id, options, args, meta) {
diff --git a/packages/web/server-functions/src/shared.ts b/packages/web/server-functions/src/shared.ts
index 53b1bcd74..7234c5835 100644
--- a/packages/web/server-functions/src/shared.ts
+++ b/packages/web/server-functions/src/shared.ts
@@ -182,6 +182,29 @@ export interface ServerFunctionMetadata {
    * `withMeta` write wins.
    */
   readonly name?: string;
+  /**
+   * This function's own send, client side: the transport calls it instead
+   * of the configured `fetch` for every request the function makes, with
+   * the configured send (the app's `fetch`, or the global) as `next`. For
+   * an integration that answers a declared function's calls itself — a
+   * prerendered build's static artifacts, a cache — while the app's
+   * transport `fetch` stays the app's: pass on what you don't answer
+   * through `next`. The contract is `fetch`'s (see
+   * `ServerFunctionsClientConfig.fetch`); hydration adopts a
+   * server-rendered read only if the send reaches the global `fetch` in the
+   * same tick.
+   *
+   * ```ts
+   * withMeta(getPosts, {
+   *   fetch: (address, init, next) => cached(address) ?? next(address, init)
+   * });
+   * ```
+   */
+  readonly fetch?: (
+    address: string,
+    init: RequestInit,
+    next: (address: string, init: RequestInit) => Response | Promise<Response>
+  ) => Response | Promise<Response>;
   /** User-declared transport metadata attached with `withMeta`. */
   readonly [key: string]: unknown;
 }
diff --git a/packages/web/test/server/server-functions-extensions.spec.tsx b/packages/web/test/server/server-functions-extensions.spec.tsx
index e2bc4528e..6da62ee62 100644
--- a/packages/web/test/server/server-functions-extensions.spec.tsx
+++ b/packages/web/test/server/server-functions-extensions.spec.tsx
@@ -222,6 +222,43 @@ describe("server-function extension surface (built bundles)", () => {
     }
   });
 
+  it("sends a reference's calls through its declared fetch, with the app's as next", async () => {
+    registerServerFunction("ext-fetch-9", async (word: string) => word);
+    const order: string[] = [];
+    // the reference's own send, declared before the app configures its fetch
+    const ref = withMeta(createServerReference("ext-fetch-9"), {
+      fetch: (address: string, init: RequestInit, next: (a: string, i: RequestInit) => any) => {
+        order.push("own");
+        return init.body === undefined || String(init.body).includes("cached")
+          ? new Response(JSON.stringify("from own send"), {
+              headers: { "X-Server-Function-Format": "8" }
+            })
+          : next(address, init);
+      }
+    });
+    configureServerFunctionsClient({
+      fetch(address, init) {
+        order.push("app");
+        return deliver(address, init);
+      }
+    });
+    try {
+      expect(await ref("live")).toBe("live");
+      expect(order).toEqual(["own", "app"]);
+      order.length = 0;
+      // what the reference's send answers never reaches the app's
+      expect(await ref("cached")).toBe("from own send");
+      expect(order).toEqual(["own"]);
+      order.length = 0;
+      // other references are untouched
+      registerServerFunction("ext-fetch-10", async () => "plain");
+      expect(await createServerReference("ext-fetch-10")()).toBe("plain");
+      expect(order).toEqual(["app"]);
+    } finally {
+      configureServerFunctionsClient({ fetch: null });
+    }
+  });
+
   it("hands the fetch the (address, init) shape", async () => {
     registerServerFunction("ext-fetch-1", async () => "ok");
     const shapes: string[] = [];