diff --git a/manifest.config.ts b/manifest.config.ts
index acb45b5..d1be624 100644
--- a/manifest.config.ts
+++ b/manifest.config.ts
@@ -76,7 +76,7 @@ export const plugins: readonly PluginDefinition[] = [
   },
   {
     name: 'wallet',
-    version: '0.1.0',
+    version: '0.1.1',
     description: 'Set up Tempo Wallet and make explicitly approved paid API requests.',
     displayName: 'Tempo Wallet',
     homepage: 'https://tempo.xyz/developers/docs/wallet/use-with-agents',
diff --git a/plugins/wallet/.claude-plugin/plugin.json b/plugins/wallet/.claude-plugin/plugin.json
index fc588fd..881d32e 100644
--- a/plugins/wallet/.claude-plugin/plugin.json
+++ b/plugins/wallet/.claude-plugin/plugin.json
@@ -2,7 +2,7 @@
   "$schema": "https://json.schemastore.org/claude-code-plugin-manifest.json",
   "name": "wallet",
   "displayName": "Tempo Wallet",
-  "version": "0.1.0",
+  "version": "0.1.1",
   "description": "Set up Tempo Wallet and make explicitly approved paid API requests.",
   "author": {
     "name": "Tempo"
diff --git a/plugins/wallet/.codex-plugin/plugin.json b/plugins/wallet/.codex-plugin/plugin.json
index ba37dd9..0b918c1 100644
--- a/plugins/wallet/.codex-plugin/plugin.json
+++ b/plugins/wallet/.codex-plugin/plugin.json
@@ -1,6 +1,6 @@
 {
   "name": "wallet",
-  "version": "0.1.0",
+  "version": "0.1.1",
   "description": "Set up Tempo Wallet and make explicitly approved paid API requests.",
   "homepage": "https://tempo.xyz/developers/docs/wallet/use-with-agents",
   "repository": "https://github.com/tempoxyz/plugins",
diff --git a/plugins/wallet/.cursor-plugin/plugin.json b/plugins/wallet/.cursor-plugin/plugin.json
index 82b8a51..e99cfc6 100644
--- a/plugins/wallet/.cursor-plugin/plugin.json
+++ b/plugins/wallet/.cursor-plugin/plugin.json
@@ -1,7 +1,7 @@
 {
   "name": "wallet",
   "displayName": "Tempo Wallet",
-  "version": "0.1.0",
+  "version": "0.1.1",
   "description": "Set up Tempo Wallet and make explicitly approved paid API requests.",
   "author": {
     "name": "Tempo"
diff --git a/plugins/wallet/plugin.json b/plugins/wallet/plugin.json
index 3fa197f..6191d86 100644
--- a/plugins/wallet/plugin.json
+++ b/plugins/wallet/plugin.json
@@ -1,7 +1,7 @@
 {
   "$schema": "https://agent-plugins.org/schemas/1.0.0/plugin.schema.json",
   "name": "wallet",
-  "version": "0.1.0",
+  "version": "0.1.1",
   "description": "Set up Tempo Wallet and make explicitly approved paid API requests.",
   "homepage": "https://tempo.xyz/developers/docs/wallet/use-with-agents",
   "repository": "https://github.com/tempoxyz/plugins",
diff --git a/plugins/wallet/skills/wallet/SKILL.md b/plugins/wallet/skills/wallet/SKILL.md
index 7db2476..926caf3 100644
--- a/plugins/wallet/skills/wallet/SKILL.md
+++ b/plugins/wallet/skills/wallet/SKILL.md
@@ -68,7 +68,8 @@ Starter prompts should be user-facing tasks (not command templates), for example
 
 - Select `SERVICE_ID` from search results that best matches user intent. When multiple match: prefer best semantic fit, then endpoint fit, then pricing clarity, then first in list.
 - **Anchor on `"$HOME/.tempo/bin/tempo" wallet -t services <SERVICE_ID>`** — it shows the exact URL, method, path, and pricing for every endpoint. Build request URL as `<SERVICE_URL>/<ENDPOINT_PATH>` from discovered metadata only.
-- If service details include `supportsCredits: true`, MPP Credits may be used for one-time `tempo.charge` payments. Credits are separate from token balances; check them with `"$HOME/.tempo/bin/tempo" wallet -t whoami --credits` and buy them with `"$HOME/.tempo/bin/tempo" wallet fund --credits`.
+- If service details include `supportsCredits: true`, existing MPP Credits may still be spent on eligible one-time `tempo.charge` payments. Check the separate balance with `"$HOME/.tempo/bin/tempo" wallet -t whoami --credits`. MPP Credits are no longer available for purchase, but existing credits can still be redeemed. Use [MACH](https://wallet.tempo.xyz/agent#mach) for new purchases. Open checkout with `"$HOME/.tempo/bin/tempo" wallet fund --mach`.
+- MACH funding is mainnet-only. Before recommending it, check that the one-time charge advertises `machineTokenEnabled: true`; `supportsCredits` only indicates legacy-credit support. Session payments use the service's advertised token.
 - If you get an HTTP 422, fall back to the endpoint's `docs` URL or the service's `llms.txt` for exact field names.
 - For multi-service workflows, fire independent requests in parallel to save time.
 
@@ -96,7 +97,7 @@ matching request without `--dry-run`:
 - Return result payload to user directly when request succeeds.
 - If response contains a file URL (e.g., image generation), download it locally: `curl -fsSL "<url>" -o <filename>`.
 - If response is a usage/auth readiness error, run `"$HOME/.tempo/bin/tempo" wallet login` and retry once.
-- If response indicates payment/funding limit issues, report clearly and stop. For token funding use `"$HOME/.tempo/bin/tempo" wallet fund`; for MPP Credits use `"$HOME/.tempo/bin/tempo" wallet fund --credits` only when service details show `supportsCredits: true`.
+- If response indicates payment/funding limit issues, report clearly and stop. For MACH funding use `"$HOME/.tempo/bin/tempo" wallet fund --mach`; for other token funding use `"$HOME/.tempo/bin/tempo" wallet fund`. Never direct users to buy MPP Credits or retry `"$HOME/.tempo/bin/tempo" wallet fund --credits`.
 - After multi-request workflows, check remaining balance with `"$HOME/.tempo/bin/tempo" wallet -t whoami`.
 
 ### Rules
@@ -118,7 +119,7 @@ matching request without `--dry-run`:
 | HTTP 422 on first request to a service | Wrong request schema — field names vary across services | Check `"$HOME/.tempo/bin/tempo" wallet -t services <SERVICE_ID>` for endpoint details, then fetch the endpoint's `docs` URL or the service's `llms.txt` for exact field names and types. |
 | Balance is 0, insufficient funds, or spending limit exceeded | Wallet needs funding or limit hit | Run `"$HOME/.tempo/bin/tempo" wallet fund` or direct user to the wallet dashboard. Report clearly and stop if limit is exceeded. |
 | Token balance is 0 but MPP Credits may be available | Credits are separate from token balances | Run `"$HOME/.tempo/bin/tempo" wallet -t whoami --credits`. If the service shows `supportsCredits: true`, credits can be used for one-time charge payments. |
-| Need to buy MPP Credits | User wants to fund with card-based credits for eligible services | Run `"$HOME/.tempo/bin/tempo" wallet fund --credits`, complete checkout in the wallet app, then recheck with `"$HOME/.tempo/bin/tempo" wallet -t whoami --credits`. |
+| Need to buy MPP Credits | Purchases are retired | MPP Credits are no longer available for purchase, but existing credits can still be redeemed. Use [MACH](https://wallet.tempo.xyz/agent#mach) for new purchases. |
 | Credits are not accepted by a service | MPP Credits only work for eligible Tempo-proxied services | Inspect `"$HOME/.tempo/bin/tempo" wallet -t services <SERVICE_ID>` and use credits only when `supportsCredits: true` is present. Otherwise use token funding with `"$HOME/.tempo/bin/tempo" wallet fund`. |
 | Service uses sessions | MPP Credits currently support one-time charges, not sessions | Use token funding for session-based services. |
 | Service not found for query | Search terms too narrow | Broaden search terms with `"$HOME/.tempo/bin/tempo" wallet -t services --search <broader_query>`, then inspect candidate details. |
diff --git a/test/fixtures/golden/gemini/wallet/gemini-extension.json b/test/fixtures/golden/gemini/wallet/gemini-extension.json
index 50a9183..8c046c3 100644
--- a/test/fixtures/golden/gemini/wallet/gemini-extension.json
+++ b/test/fixtures/golden/gemini/wallet/gemini-extension.json
@@ -1,5 +1,5 @@
 {
   "name": "wallet",
-  "version": "0.1.0",
+  "version": "0.1.1",
   "description": "Set up Tempo Wallet and make explicitly approved paid API requests."
 }
diff --git a/test/fixtures/golden/manifests/plugins/wallet/.claude-plugin/plugin.json b/test/fixtures/golden/manifests/plugins/wallet/.claude-plugin/plugin.json
index fc588fd..881d32e 100644
--- a/test/fixtures/golden/manifests/plugins/wallet/.claude-plugin/plugin.json
+++ b/test/fixtures/golden/manifests/plugins/wallet/.claude-plugin/plugin.json
@@ -2,7 +2,7 @@
   "$schema": "https://json.schemastore.org/claude-code-plugin-manifest.json",
   "name": "wallet",
   "displayName": "Tempo Wallet",
-  "version": "0.1.0",
+  "version": "0.1.1",
   "description": "Set up Tempo Wallet and make explicitly approved paid API requests.",
   "author": {
     "name": "Tempo"
diff --git a/test/fixtures/golden/manifests/plugins/wallet/.codex-plugin/plugin.json b/test/fixtures/golden/manifests/plugins/wallet/.codex-plugin/plugin.json
index ba37dd9..0b918c1 100644
--- a/test/fixtures/golden/manifests/plugins/wallet/.codex-plugin/plugin.json
+++ b/test/fixtures/golden/manifests/plugins/wallet/.codex-plugin/plugin.json
@@ -1,6 +1,6 @@
 {
   "name": "wallet",
-  "version": "0.1.0",
+  "version": "0.1.1",
   "description": "Set up Tempo Wallet and make explicitly approved paid API requests.",
   "homepage": "https://tempo.xyz/developers/docs/wallet/use-with-agents",
   "repository": "https://github.com/tempoxyz/plugins",
diff --git a/test/fixtures/golden/manifests/plugins/wallet/.cursor-plugin/plugin.json b/test/fixtures/golden/manifests/plugins/wallet/.cursor-plugin/plugin.json
index 82b8a51..e99cfc6 100644
--- a/test/fixtures/golden/manifests/plugins/wallet/.cursor-plugin/plugin.json
+++ b/test/fixtures/golden/manifests/plugins/wallet/.cursor-plugin/plugin.json
@@ -1,7 +1,7 @@
 {
   "name": "wallet",
   "displayName": "Tempo Wallet",
-  "version": "0.1.0",
+  "version": "0.1.1",
   "description": "Set up Tempo Wallet and make explicitly approved paid API requests.",
   "author": {
     "name": "Tempo"
diff --git a/test/fixtures/golden/manifests/plugins/wallet/plugin.json b/test/fixtures/golden/manifests/plugins/wallet/plugin.json
index 3fa197f..6191d86 100644
--- a/test/fixtures/golden/manifests/plugins/wallet/plugin.json
+++ b/test/fixtures/golden/manifests/plugins/wallet/plugin.json
@@ -1,7 +1,7 @@
 {
   "$schema": "https://agent-plugins.org/schemas/1.0.0/plugin.schema.json",
   "name": "wallet",
-  "version": "0.1.0",
+  "version": "0.1.1",
   "description": "Set up Tempo Wallet and make explicitly approved paid API requests.",
   "homepage": "https://tempo.xyz/developers/docs/wallet/use-with-agents",
   "repository": "https://github.com/tempoxyz/plugins",